Skip to main content

Small business insurance solutions for janitors

Janitors play a vital role in maintaining clean and hygienic environments, ensuring businesses and organizations thrive, but not without risks.

Owning and running a janitorial business comes with unique challenges and risks. Unexpected events, from workplace accidents and property damage to liability claims, can significantly impact a janitor's financial stability and reputation. That's why comprehensive insurance coverage is essential for its success and longevity.

At Victor, we offer a range of small business insurance solutions specifically tailored to the needs of janitors, including:

  • General liability helps protect the business against damage to a client's property, damage to business property, and lawsuits.

  • Workers’ compensation that covers injuries to janitorial staff. 

  • Business owners policies (BOP) that can protect against business interruption, equipment coverage, and employee theft.

  • Cyber insurance that protects the business against cyber threats and data breaches.

Download the Janitors highlight sheet

Learn more about each individual coverage below. 

Coverage highlights for restaurants

  • Admitted: Coterie
  • Available nationwide
  • Minimum premium $500
  • Up to 50 employees
  • Up to $5M in sales
  • Up to $1M in payroll
  • Limits up to $1M Building/$500K BPP
  • Limits up to $1M/$2M available
  • Subcontractors up to 50% of total payroll
  • New ventures and home-based businesses welcome

  • Compare quotes from multiple providers: AmTrust, Coalition, Victor
  • Available nationwide
  • Revenues up to $250M
  • Limits up to $2M bind-able online
  • Limits up to $5M via referral

  • Compare quotes from multiple carriers: BTIS, Coterie, Hiscox, Homesite 
  • Available nationwide
  • Minimum premium: $350
  • Up to 50 employees
  • Up to $1M in annual payroll 
  • Up to $5M in revenue 
  • Limits up to $1M/$2M available
  • Subcontractors up to 50% of total payroll (carrier dependent)
  • New ventures and home-based businesses welcome

  • Compare quotes from multiple carriers: AmTrust, CNA, Employers and Markel
  • Available nationwide
  • Minimum premium $500
  • Multi-state capabilities
  • New ventures eligible in most classes
  • Superior claims and loss control services

Title TBD

Description TBD

Additional resources for janitors

Articles and claims scenarios to help your janitorial clients better understand their risks.