Georgia is the proud owner of a new restaurant. A waiter accidentally spilled a drink on the floor and went to get a mop to clean up the spill. Before they got back, a customer entered the restaurant and slipped on the wet floor, causing a fall that resulted in injuries. The customer decided to file a liability claim against the restaurant, alleging negligence in maintaining a safe environment.
Thankfully, Georgia has general liability insurance to cover the cost of the liability claim. The insurance policy covered medical expenses, legal fees, and settlement costs. Without insurance, Georgia would be responsible for all the fees out of pocket, which could have been a significant financial burden.
For more information, contact the Victor Small Business team at info.smallbusiness@victorinsurance.com.
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* The claims scenario is strictly documented for illustrative purposes only and provides an example of what a policy could cover. It is intended to provide a general overview of the program described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to individual underwriting criteria.
