Louis owns a popular toy store that specializes in handcrafted toys. One day, Louis' employee William was stocking the shelves with the latest hot seller, a robot dog.
While stocking the highest shelf on the top rung of the ladder, one of the robot dogs started barking, setting off a barrage of barking robots. The barking startled William and caused him to fall off the ladder, injuring his back.
Thankfully, Louis worked with his insurance agent to ensure he had the right insurance coverage for his small business, including Workers' Compensation insurance.
Louis' comprehensive policy covered not only William's medical expenses but also his lost wages, ensuring William was fully taken care of until he was ready to return to work.
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For more information, contact the Victor Small Business team at info.smallbusiness@victorinsurance.com.
* The claims scenario is strictly documented for illustrative purposes only and provides an example of what a policy could cover. It is intended to provide a general overview of the program described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to individual underwriting criteria.
