At Victor, we understand the unique risks that salons and barber shops face. From accidents and injuries to property damage and liability claims, it's crucial to have the right insurance coverage in place to protect your clients and their livelihoods.
With Victor for Agents, you can a variety of insurance solutions designed to protect their business and enable them to focus on what they do best – making their clients feel like their best possible selves.
We offer access to a range of insurance solutions specifically designed for salons and barbershops, including:
- Business owner's policies that can protect physical assets, such as salon space, equipment, furniture, and supplies, against risks like fire, theft, vandalism, or natural disasters.
- Cyber insurance helps protect against data breaches, cyberattacks, and other cyber-related incidents and it can cover costs associated with data recovery, legal expenses, notification to affected parties, and potential liability claims.
- General liability, which helps protect against third-party claims for bodily injury, property damage, or personal injury and it can cover legal costs and damages if someone is injured on the shop's premises.
- Professional liability which protects against claims of negligence, errors, or omissions and can help cover legal expenses and damages if a client alleges that the services caused them financial harm.
- Workers’ compensation is typically required by law if the salon or shop has employees. It provides coverage for medical expenses and lost wages if an employee is injured or becomes ill while performing work-related duties.
Learn more about each individual coverage below or download the Beauty Salons and Barber Shops Highlight Sheet.
