However, due to an unforeseen allergic reaction, the client experienced an adverse skin reaction. They required medical attention and decided to sue the salon for bodily harm.
Thankfully, Lisa purchased a Professional Liability policy for her salon. After filing a claim with the insurance company, Lisa was able to secure the necessary funds to help cover the medical expenses for the client and legal fees associated with the lawsuit. The professional liability policy allowed Lisa to keep her business going.
If Lisa did not have the policy in place, she would have been responsible for the medical and legal expenses on her own, leading to potential finance strain on Lisa and her salon.
For more information, contact the Victor Small Business team at info.smallbusiness@victorinsurance.com.
* The claims scenario is strictly documented for illustrative purposes only and provides an example of what a policy could cover. It is intended to provide a general overview of the program described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to individual underwriting criteria.
