Below are key questions to discuss with your Beauty Salon and Barbershop clients:
- What are the potential liabilities in your client’s salon?
- Are preventative measures in place to ensure water/spills do not cause harm to your customers?
- Are there security cameras?
- What type of smoke detector/fire sprinklers are in place?
- What types of valuable equipment does your client have in the salon?
- Hair Tools
- Hair Care Inventory/Products
- Equipment – chairs, sinks, computers etc.
- Does your client use chemicals or other products that could potentially harm a customer if not used properly?
- Bleaching
- Hair Dyes
- Hair Spray
- Straightening Treatments
- Perm Treatments
- Hair Product
- Does your client have a professional liability policy place? Professional liability will help protect your client from potential claims that arise from errors or mistakes that cause issues or injuries to a customer following a service/treatment.
- What types of services are performed at your client’s salon?
- Hair coloring, extensions, cuts/trimming, perms, blow outs
- Eyelash extensions
- Massages
- Waxing/sugaring
- Facials, microblading, microdermabrasion
- Permanent makeup and tattooing
- Tanning
- Makeup application
- Body piercings
- Are your client’s personal injury risks outlined clearly in their policies? Does your client educate their customers on their policies before any service is performed?
- Is your client covered in the event of business interruption?
- Can they cover the income of their employees and their own salary if the salon has too temporarily close?
- Is the salon adequately protected from cyber threats/attacks.
- Do they have cyber prevention?
- How many employees are at your client’s shop?
- Do your employees rent their booths and carry their own insurance?
- Where does your client perform services?
- Own or rented business space
- Home-based business
- Off-premise
In the fast-paced world of beauty salons, risks lurk around every corner. By asking these key questions you can provide tailored solutions, demonstrating your commitment to their well-being and build trust.
Compare multiple quotes from multiple providers with Victor for Agents and choose the policy best suited for your beauty salon and barber shop clients.
