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Small business insurance solutions for veterinarians

Running a successful veterinary practice requires hard work, quality care, and keen attention to detail. That same level of detail should be shown for their insurance coverage

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Running a veterinary practice has its fair share of unexpected challenges. That's why, at Victor, we offer access to specialized insurance solutions to protect veterinarians and their practice so they can focus on what they do best: providing exceptional care for animals.  

With tailored coverage, you can serve your veterinarian clients with confidence and expertise, knowing they have the right insurance backing them every step of the way.

We offer access to a range of insurance solutions specifically designed for veterinarians, including:

  • Business owners policies
  • Cyber
  • General liability
  • Workers comp
  • E&S property and general liability

Download the Veterinarian highlight sheet

Learn more about each individual coverage below. 

Coverage highlights and appetite for veterinarians

  • Compare quotes from multiple lines of business: CNA, Coterie, Hiscox, Homesite
  • Available nationwide
  • Up to 50 employees
  • Up to $30M in sales*
  • Limits up to $10M in total insured property*
  • Multi-location available
  • New ventures welcome
  • Operational coverages such as spoilage, Pet Services Endorsement
  • Umbrella indication available with CNA BOP quote

*Dependent on provider and class code

  • Compare quotes from multiple providers: AmTrust, Coalition, Victor
  • Available nationwide
  • Revenues up to $250M
  • Limits up to $2M bind-able online
  • Limits up to $5M via referral
  • Cyber liability and Tech E&O coverage available

  • Compare quotes from multiple carriers: Coterie
  • Available nationwide
  • Up to 50 employees
  • Up to $10M in revenue for most classes*
  • Liability limits up to $2M

*Dependent on provider and class code

  • Compare quotes from multiple carriers: AmTrust, CNA, Employers, Markel
  • Available nationwide
  • Limits up to $1M/$1M/$1M
  • Multi-state capabilities
  • New ventures eligible in most classes
  • Superior claims and loss control services

E&S Property

  • Quote available from: Joyn
  • Available in all states and D.C. except AK & HI*
  • Minimum premium $5,000
  • Location TIV: $10M
  • Schedule TIV: $25M
  • Coastal locations eligible (wind deductibles 2-5% minimum)

E&S General Liability

  • Quote available from: Joyn
  • Available in all states except AK, CO & HI
  • Minimum premium $500
  • Limit: $1M
  • Revenue: $50M
  • New ventures welcome

*Dependent on provider and class code

 

  • Veterinarian Offices 
  • Veterinarian Offices – Condominium 
  • Veterinarian or Veterinary Hospitals 
  • Pet Grooming 
  • Pet Grooming - Mobile 

 

Insurance solutions tailored purrfectly for your veterinarian clients. 😸

Our insurance offerings cater to the unique needs of your veterinarian clients, allowing them the business peace of mind to focus on giving their furry patients the perfect care they deserve.

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Additional resources for veterinarians

Articles and claims scenarios to share with your veterinarians clients to help them better understand their risks.

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Understanding veterinarian risks

07/01/2024

As insurance agents, your role is crucial in helping veterinarians protect their assets and mitigate risks. To effectively provide tailored insurance solutions for your veterinary clients, below are some key questions to ask your clients.

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From parrot pranks to paw-some protection

06/27/2024

Evan owns an animal clinic where he treats all sorts of pets. One day while in the waiting room, dog patient Arya was spooked by parrot patient Buffet, causing her to have an accident on the floor.

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Tank's chaos causing zoomies

06/27/2024

Upon seeing his favorite vet Marla, Tank got the zoomies and crashed into an expensive ultrasound machine, breaking it.

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Bulls, bumps, and benefits

06/25/2024

Percy is a veterinarian assistant who works with Terry, a large animal veterinarian specializing in farm animals. One day Percy was helping Terry examine cattle.

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Horsing around

06/25/2024

Sophia is a traveling equine veterinarian treating horses all around the southeast. To collect payments for her services while making house calls, Sophia uses an online payment system.