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Project Specific

Victor offers project-specific professional liability coverage with a focus on projects with up to $300 million in construction values. Certain commercial, infrastructure, educational, healthcare, residential and mixed use projects are eligible for coverage.

For specific projects with a high degree of risk

Victor's project-specific offering provides a standalone policy option that dedicates coverage to a specified project through the design/construction lifecycle until to the date of substantial project completion.

Design-bid-build, design-build and other alternative delivery methods will be entertained for possible quotation. Extended reporting periods of up to ten years are also available

Coverage highlights

Check out our project specific coverage highlights for availability, target markets, policy features and more!

team of architects

Agent/broker resources

Victor offers project-specific professional liability coverage with a focus on projects with up to $300 million in construction values. Certain commercial, infrastructure, educational, healthcare, residential and mixed use projects are eligible for coverage.  Design-bid-build, design-build and other alternative delivery methods will be entertained for possible quotation. Project-specific coverage is also available with a dedicated policy form for firms entering into integrated project delivery (IPD) contracts. We prefer to quote the project-specific coverage for firms that already have their practice policy with Victor.

Availability: In all states, D.C. and U.S. territories

Minimum premium: $25,000

Limits: Up to $15 million (up to $35 million for firm with revenues over $10 million)

The project-specific policy provides a policy term with the expiration date being the date of substantial project completion.  The policy also includes a standard extended reporting period following the substantial completion of construction of up to 5 years.  Requests for longer extended reporting periods with up to a maximum of ten years of total project specific policy coverage will be reviewed and considered.

Download the Project Specific coverage highlights sheet

Contact the project specific team directly at design.us@victorinsurance.com or connect with your business development contact.

Policyholder resources

New business application

Please send completed applications to your existing insurance agent/broker.

If you need assistance in securing an insurance agent/broker, you can use our find an insurance agent/broker tool.

You have the option not only to report a claim, but circumstances, (situations in which you are concerned that a claim may occur) as well.

Here's how to ensure the fastest possible response to your circumstance or claim:

  1. When you're notified of a claim or become aware of a circumstance, email your claim information to designclaims.us@victorinsurance.com, or you can write the CNA Insurance Companies in care of Victor Insurance Managers LLC, 7700 Wisconsin Avenue, Suite 400, Bethesda, MD 20814.

  2. With respect to claims, all principals and staff members involved in the claim should be prepared to document the circumstances surrounding the allegation. Your written report to CNA should include the following:

    - Your firm's name and address
    - Your policy number
    - Date, time and location of the situation
    - Brief narrative description of the allegation against you
    - Name of person or entity making the claim
    - Amount of demand, if known
    - Any lawsuit papers or legal proceedings
    - Client - architect/engineer agreement for the project
    - Any other pertinent documents or correspondence, including newspaper accounts

  3. If the claim or circumstance involves a traumatic situation (collapse of a structure, serious bodily injury, etc.), take photographs of the site if possible. Amateur photos taken promptly are more valuable than professional photos taken at a later date.

  4. Consult with your CNA claim specialist before you agree to attend any conferences arranged for the specific purpose of discussing the situation.

  5. Do not sign or accept releases from any parties without first obtaining approval from your CNA claims specialist.

  6. Keep all pertinent letters of agreement for services, correspondence and memoranda.

  7. Accept all letters, memoranda, and suit papers without comment or argument. Do not admit liability, and do not attempt to place blame.

Experienced legal counsel
CNA uses highly experienced and successful legal defense firms that specialize in architects and engineers professional liability claims to help defend you. The attorney assigned to your case will consult with you and keep you informed about all important actions to be taken on your behalf. In addition, your CNA claims professional will help answer your questions and advise you of developments in your case. The legal defense of a lawsuit is often the most critical factor in handling a professional liability claim. Providing you with the experienced legal defense you need is just one more reason why CNA delivers the best claims services available in the industry.

Fast claims service
If you are faced with a claim or potential claim, you can be assured that CNA will provide fast, fair claims service. Applying our experience and expertise, we work with you to protect your firm's assets and reputation by handling your claim quickly and effectively. Specialists give you personal service. Our architect and engineer professional liability claim professionals are available from coast to coast. At Victor and CNA, we continually respond to the evolving needs of your practice. That is our commitment to you - a commitment we've been keeping for over 65 years.

After your insurance company is notified about your claim or incident, we will take the following steps:

  1. An analyst will be assigned to review your case
  2. The analyst will notify your claims specialist, who will contact you within 24 hours of being notified of your situation to begin the investigation.
  3. As the investigation progresses, you and your claims specialist will work together to direct, monitor and assess your case.
  4. If the situation requires legal counsel, an attorney specializing in the defense of architects and engineers claims will be retained to protect your interests.

The world is changing at an unprecedented pace. And complex new risks are emerging every year.

To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

Project Specific coverage highlights

Download our coverage highlights sheet for availability, target markets, policy features and more!

Victor Risk Advisory

To help design & construction firms understand and overcome complex risks and challenges, Victor Risk Advisory offers policyholders continuing education courses, automated contract reviews, tools & resources to help manage projects and run their firm, plus much more!

team of architects

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