Do you offer waivers of subrogation?
For the TCPP, waivers of subrogation are offered on a blanket or specific basis on general liability, auto and workers' compensation. There is no charge for the general liability or auto, except in Texas, where the fee is $100 for a specific waiver and $500 for a blanket waiver. There is a charge for workers' compensation. The minimum in most states is $500, with the final charge subject to audit. Waivers of subrogation are not permitted in NH, NJ, KY and PA.
How do the Blanket Additional Insured Endorsements work?
The Blanket Additional Insured Endorsement for Non-Contractors (Form #G-134802) is used to broaden the definition of who is an insured in the ISO Commercial General Liability Form CG 0001.
The endorsement replaces the eight most-commonly used ISO additional insured endorsements. This form does not replace any other ISO additional insured endorsement other than those listed below.
- CG 2005 Additional Insured - Controlling Interest
- CG 2011 Additional Insured - Managers or Lessors of Premises
- CG 2012 Additional Insured - State or Political Subdivision - Permits
- CG 2013 Additional Insured - State or Political Subdivision - Permits Relating to Premises
- CG 2018 Additional Insured - Mortgagee, Assignee or Receiver
- CG 2024 Additional Insured - Owners or Other Interests From Whom Land Has Been Leased
- CG 2027 Additional Insured - Co-Owner of Insured Premises
- CG 2028 Additional Insured - Lessor of Leased Equipment
How do I get this endorsement and how much does it cost?
The endorsement is automatically included on all TCPPs that include general liability. There is no extra charge for this endorsement.
Is the current version of the ISO Additional Insured Form (CG 2010 01) still available?
Yes, if the blanket additional insured endorsement is not acceptable to a particular person or organization, the current version of ISO CG 2010 01 is still available. A separate endorsement is required and there is a separate $500 charge for each request.
Since many policyholders enter into contracts that require this coverage, it is important to remember that the 2001 version of CG 2010 01 specifically excludes products/completed operations coverage. The CNA/Victor Blanket Additional Insured Endorsement provides this coverage.
What about Blanket Additional Insured Endorsements for contractors?
The Contractor's Scheduled and Blanket Additional Insured Endorsement with Limited Products-Completed Operations Coverage (Form #G-17957-G) is quoted, and in most cases included on all our general liability policies. There is a charge that varies per state. Full products coverage is also available upon request (Form #G-140331-A).
Where do you mail the workers' compensation kit?
We forward it to your broker, who should send it on to you.
Who do I call for billing questions?
Please call 877-574-0540 or 877-276-7507.
Where do I report business auto or workers' compensation claims?
Please call 877-262-2727 or fax 800-953-7389.
Can I obtain a copy of my policy?
Yes, please send us a request in writing to:
A&E - Property & Casualty
Victor Insurance Managers LLC
7700 Wisconsin Avenue, Suite 400
Bethesda, MD 20184
We will order a reprint and forward it to you.
Is professional liability coverage included in my Tailored Commercial Package Policy (TCPP)?
No, professional liability must be purchased separately. Please contact your broker to purchase professional liability through our Architects, Engineers, Surveyors & Consultants program.