There are all sorts of bumps in the road that can crop up when you’re running a business. The best protection against the effects of these is a comprehensive insurance policy.
From material damage and business interruption through to legal liabilities, our Commercial Combined policy ticks the boxes your clients need it to.
Book debts
Business (all risks)
Business interruption
Computer breakdown
Deterioration of stock
Employers’ liability
Fidelity guarantee
Goods in transit
Legal expenses
Material damage
Money and assault
Personal accident
Products liability
Public liability
Terrorism
Light manufacturing and low hazard processes, including:
o Double glazing manufacture
o Fabrication and assembly
o General light engineering
o Precision engineering
Light wholesalers including:
o Bathroom furniture
o Builders, decorators and merchants
o Ceramics and glassware
o DIY wholesalers
o Electrical goods
Machinery and equipment manufacturers, working with:
o Dairy, food and drink
o Dental equipment
o Electrical appliances
o Electronic components
o Handheld power tools
Plastics manufacturing, including:
o Injection and power pressing
o Injection moulding
o Plastic fabrication
Wood-based manufacturing, including:
o Fencing manufacture
o General woodwork and carpentry
o Wooden furniture manufacture
Clothing and textile manufacturing, including:
o Clothing accessories manufacture
o Clothing manufacture
o Curtain and blind manufacture
o Cushion making
o Textile wholesalers
o Woolen goods manufacture
Furniture repair and restoration
Furniture warehouses
Animal research risks
Any risk involving offshore accommodation, exploration, drilling, production rigs/platforms and support, service or accommodation vessels/installations
Any trade with any exposure to asbestos
Clinical trials
Mobile phone manufacture, repair or supply
Offshore risks
Pharmaceutical manufacturer or supply
Riding establishments
Risks involving aerospace, aircraft or airports where work takes place outside the terminal building, beyond the departure gates
Risks involving the structure of docks, railways, watercraft, piers, wharves, breakwaters or sea walls
