Commercial Combined Contractors

Property Damage
Business All Risks
Contract Works
Money & Assault
Goods in Transit
Employee Dishonesty
Business Interruption
Book Debts
Terrorism
Employers’ Liability
Public and Products Liability
Personal Accident

Air conditioning and heating engineering
Bathroom fitting and installation
Building – new construction and repair or alterations
Electrical contracting (excluding alarm companies)
Fencing contractors
Floor and wall tiling contractors
Flooring contractors
Glazing contractors
Groundworkers (up to 8m depth limit)
Joiners and carpenters
Kitchen fitters
Landscape gardeners excluding tree felling and lopping
Office equipment engineers
Painters and decorators
Plasterers
Road, sewer and land drainage (up to 3m depth limit and excluding work on bridges, motorways and viaducts)
Roller shutter, gate and door installers
Shopfitters
Sign writers
Sport surfacing contractors
*But not limited to

As we strive to understand our proposers business models, we are always open for discussion on additional trades that make up the UK SME market, that don’t immediately mirror those trades specified under the "Examples of business activity we thrive in."

Naturally, we have limitations in our chosen target risk appetite. We specialise in the UK SME sector, however often our decline responses will be guided by the cover options chosen, and triggered by risk that is more specialist in its nature. Typically these will include excess height or depth where liability heads of cover are required, or more generally where explosive, asbestos or watercourse content is present, as examples’. We would be pleased to discuss matters in more detail with you, on an individual risk by risk basis.

Contractors

Our contractors commercial combined solutions

Available covers

Examples of business activity we thrive in

What we can additionally consider

What we normally decline

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