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Our contractors commercial combined solutions

We can help your clients avoid unnecessary risk exposure in their business. With our range of products, they can rest easy knowing they are backed with the quality and strength they need to succeed.

  • Property Damage
  • Business All Risks
  • Contract Works
  • Money & Assault
  • Goods in Transit
  • Employee Dishonesty
  • Business Interruption
  • Book Debts
  • Terrorism
  • Employers’ Liability
  • Public and Products Liability
  • Personal Accident

  • Air conditioning and heating engineering
  • Bathroom fitting and installation
  • Building – new construction and repair or alterations
  • Electrical contracting (excluding alarm companies)
  • Fencing contractors
  • Floor and wall tiling contractors
  • Flooring contractors
  • Glazing contractors
  • Groundworkers (up to 8m depth limit)
  • Joiners and carpenters
  • Kitchen fitters
  • Landscape gardeners excluding tree felling and lopping
  • Office equipment engineers
  • Painters and decorators
  • Plasterers
  • Road, sewer and land drainage (up to 3m depth limit and excluding work on bridges, motorways and viaducts)
  • Roller shutter, gate and door installers
  • Shopfitters
  • Sign writers
  • Sport surfacing contractors
    *But not limited to

As we strive to understand our proposers business models, we are always open for discussion on additional trades that make up the UK SME market, that don’t immediately mirror those trades specified under the "Examples of business activity we thrive in."

Naturally, we have limitations in our chosen target risk appetite. We specialise in the UK SME sector, however often our decline responses will be guided by the cover options chosen, and triggered by risk that is more specialist in its nature. Typically these will include excess height or depth where liability heads of cover are required, or more generally where explosive, asbestos or watercourse content is present, as examples’. We would be pleased to discuss matters in more detail with you, on an individual risk by risk basis.