Third sector organisations face a lot of the same challenges and risks as other businesses, but with the added pressure of undertaking voluntary work.
To take some of the pressure off, our third sector team can help you develop policies that don’t just meet the needs of the voluntary organisations you work with, but aim to exceed them with tailored coverage.
Book debts
Business (all risks)
Business interruption
Charity trustees
Deterioration of stock
Employee dishonesty
Employers’ liability
Goods in transit
Management liability
Material damage
Money and assault
Personal accident
Professional liability
Public and products liability
Terrorism
Travel
Activity or adventure centres and playgrounds
Advice and employment training
Arts and crafts workshops, studios and libraries
Cafes, coffee shops, sandwich bars and tea rooms
Civil, human and ethnic rights (other than office-based training or translation services)
Concert hall venues
Conference and exhibition centres
Day centres and drop-in centres
Drug and alcohol support services
Education centres, education establishments and schools
Environmental, health and well-being education
Farm buildings and zoos
Food and clothing banks
Garden centres
Gyms, leisure centres, health centres, health clubs
Historical, literary, cultural and humanistic societies
Holiday camps and summer schools
Museums, galleries and theatres
Nurseries, playschools, play groups and out-of-school clubs
Offices, shops and call centres
Outreach and lone work
Physical health treatment
Rehabilitation and halfway houses
Religious buildings and religious retreats
Social care (registered)
Social clubs, working men’s clubs, pubs and restaurants
Sports clubs and grounds
Storage and warehouses
Village halls and community centres
Wildlife and animal shelters or sanctuaries
Any risk where there has been history of violence or attacks on staff
Charitable homes and drug, alcohol or mental health rehabilitation or care
Home visit support services involving unknown client types and behaviours
Local authority and NHS-run establishments
Long term rehabilitation and support (including accommodation)
Prisons or asylums
Rescue groups which support the emergency services
Secure units
Shelters, refuges and hostels (including accommodation) for drug and alcohol rehabilitation
