Avery is the proud owner of a landscaping business. One day, while his team was trimming trees at a client's property, a large branch accidentally fell and damaged the neighbor's car. The neighbor was upset and decided to file a liability claim against Avery's landscaping business, alleging negligence in handling the tree-trimming process.
Thankfully, Avery has general liability insurance specifically tailored for his landscaping business to cover the cost of the liability claim. The insurance policy covered the repair costs for the client's car, legal fees, and additional damages. Without insurance, Avery would have been personally responsible for all the expenses, which could have been a significant financial strain.
Thanks to his general liability insurance, Avery's landscaping business is shielded from unexpected accidents and potential lawsuits. This not only provides him with peace of mind but also assures him that his business is financially secure. This incident serves as a stark reminder of the importance of having comprehensive insurance coverage to safeguard against unforeseen events in the landscaping industry.
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For more information, contact the Victor Small Business team at info.smallbusiness@victorinsurance.com.
* The claims scenario is strictly documented for illustrative purposes only and provides an example of what a policy could cover. It is intended to provide a general overview of the program described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to individual underwriting criteria.
