Emily owns a thriving landscaping company that specializes in landscape and hardscape design. One afternoon, while working on a client's property, Emily's employee, Ethan, accidentally stepped on a hidden tree root and twisted his ankle. The injury was severe, and Ethan is unable to continue working until he recovers.
Emily had the foresight to secure workers' compensation insurance for her employees, including Ethan. As soon as the accident occurred, Ethan promptly filed a workers' compensation claim to cover his medical expenses and lost wages during his recovery period.
Thanks to the insurance policy, Emily doesn't have to worry about the financial burden of Ethan's injury. The policy covered Ethan's medical bills, including doctor visits, diagnostic tests, and necessary treatments. Additionally, the policy provides compensation for Ethan's lost wages, ensuring that he can focus on his recovery without financial stress.
Download a PDF to share with your landscaper clients.
For more information, contact the Victor Small Business team at info.smallbusiness@victorinsurance.com.
* The claims scenario is strictly documented for illustrative purposes only and provides an example of what a policy could cover. It is intended to provide a general overview of the program described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to individual underwriting criteria.
