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Architects & Engineers in Small Firms

Learn more about this coverage.

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Coverage that works as hard as small firms do

Architects and engineers in small firms are always under pressure to deliver.

This can occasionally lead to mistakes and even allegations of professional negligence, which can devastate the bottom line of these businesses.

Thankfully, we offer forward-thinking, hard-working protection for any claims made against the business owner or their employees. 

GET A QUOTE START AN APPLICATION

Architectural or engineering firms providing professional services with annual fees of $500,000 or less may qualify for this insurance. Firms predominantly involved in the following disciplines are ineligible, however, may qualify under a practice policy:

  • Geotechnical/soils
  • Marine
  • Nuclear

  • Coverage is written on a claims-made and reported basis
  • Full prior acts coverage from establishment of firm
  • Annual and three-year policy period 
  • Annual aggregate limits
  • Guaranteed fixed premium for the policy term
  • Premium is paid in annual instalments
  • Limits are available on a per claim and annual aggregate basis up to $2,000,000

 

  • Zero deductible for qualifying risks
  • Broad definition of named insured
  • Broad definition of professional services 
  • Non-cancellable policy except for non-payment of premium
  • Pollution liability coverage
  • Design-build coverage
  • Excess coverage over separately insured projects (not insured with Victor)

For standard submissions, please complete the form below:

Architects and Engineers in Small Firms application form

Once completed, please send it to submitapps.ca@victorinsurance.com

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