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Commercial Property Insurance

Learn more about this coverage.

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Property protection done properly

Despite the global shift to digital working, businesses’ physical property is still very valuable – and very still vulnerable to risks.

This is because traditional threats like theft, fire and vandalism haven’t gone away, which can cause excessive losses or damages to companies of all kinds.

To help with this, our Commercial Property Insurance covers a range of assets with financial support if the unexpected happens – from buildings to equipment to computers.

Business owners are also covered for business interruption in the event of a claim, as well as losses due to equipment breakdown and crime. 

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Take a look at our sister product, Property & Crime Insurance

This is an alternative version of our Commercial Property Insurance, and is offered to Professional Liability and Errors & Omissions policyholders only.

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Our Commercial Property Insurance is available to complement Commercial General Liability risks with Victor.

  • Manufacturers and suppliers
  • Contractors
  • Retailers and wholesalers
  • Business services
  • Camps and daycares
  • Communications and telecommunications
  • Educational institutions
  • Technology

  • Capacity – limits up to $5,000,000 any one location
  • Minimum premium of $1,500
  • Territory – coverage for premises located in Canada

  • Replacement cost coverage
  • Building, equipment and office contents
  • Business interruption
  • Contractor’s equipment
  • Equipment breakdown
  • Crime
  • Claims management and financial capacity provided by Arch Insurance Canada Ltd., an ‘A+’ rated insurer (A.M. Best and S&P)

For standard submissions, please complete the form below:

Commercial Property Insurance application form

Once completed, please send it to submitapps.ca@victorinsurance.com

Note: competitors’ applications will also be accepted.

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Claims

All you need to know when reporting a claim.

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Whether you want to learn more about a coverage, get a quote, bind and issue a policy or more, simply search by following the link below.

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Claims examples

When do our coverages come in handy? We’ve put together some detailed scenarios to show why having coverage in place is so important.

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Search for other resources

Search for highlight sheets and more on our resources page.

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Browse our products

Our products and programs are all listed below.

Architects & Engineers Professional Liability

Safeguards a wide range of architectural and engineering firms against risk. From small, single practitioner operations to multinational, multidisciplinary firms with tens of millions of dollars in billed fees.

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CGL Insurance

Commercial General Liability (CGL) insurance provides protection against a range of potential claims that may result from bodily injury, property damage, personal injury or advertising injury.

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Commercial Property Insurance

Commercial Property insurance protects a business’ most valuable physical assets – such as buildings, equipment and computers – against loss or damage from a range of causes, including theft, fire or vandalism.

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Commercial Umbrella Liability

Commercial Umbrella Liability coverage provides effective protection against large losses and potential coverage gaps for a range of exposures.

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Construction Insurance

The number of risks builders face in their daily work is vast. That's why we offer various construction insurance policies (like Builders Risk, Wrap-Up Liability and CGL for Contractors) to protect both the construction project and the team involved.

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Crime Insurance

Crime insurance provides valuable protection against workplace fraud and theft.

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Cyber Insurance

Cyber risk is a threat to companies of all sizes. Make sure your business is future-proofed with our cutting-edge coverage.

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Directors & Officers Liability

We offer a comprehensive range of D&O products – with a number of unique coverage advantages, including first dollar defence and a duty to defend.

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Employment Practices Liability

From wrongful dismissal to discrimination, this coverage protects employers from wrongful acts claims made against them by their employees.

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Environmental & Pollution Liability

Safeguard your client's business and provide protection for allegations of pollution liability, CGL exposures, errors, omissions or negligent acts, whether or not they have merit.

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Errors & Omissions

We have more than 40 years of experience in offering E&O insurance to associations and affinity groups, as well as individuals in a diverse range of professions – from ambulance operators to zoologists and everything in between.

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Fiduciary Liability

Fiduciary Liability insurance provides coverage for the fiduciaries, directors and the corporate entity against potential liabilities, which may arise from the mismanagement of an employee benefit plan.

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Technology Insurance

Designed to address the specific exposures of professionals in this industry, from hardware manufacturers to professionals in multimedia companies or small IT firms. It also protects against the threat of intellectual property disputes, such as copyright or trademark infringement.

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