Commercial Umbrella Liability

• Policy form – occurrence
• Capacity – limits up to $20,000,000
• Annual minimum premiums – Starting at $2,500 minimum premium per policy if we write the CGL; otherwise, $3,000. The minimum premium for Excess Umbrella is $3,000
• Territory – worldwide territory
• Nil self-insured retention (S.I.R.) for Umbrella if we write the CGL; otherwise, $10,000
  
• Self-insured retention (S.I.R.) is also nil for Excess Umbrella

• Coverage for suits brought outside of Canada and the United States
• Broader definitions of “bodily injury”, “personal injury” and “advertising injury”
• Additional limits mean protection against “worst case” judgments
• Limits “step down” over listed sublimits and “drop down” over uninsured exposures, filling gaps in coverage

For standard submissions, please complete the form below:

Commercial Umbrella Liability application form

For renewals, please complete the form below:

Commercial Umbrella Liability renewal application form

Once completed, please send it to submitapps.ca@victorinsurance.com

Note: competitors’ applications will also be accepted.