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Directors & Officers Liability Program

See how we protect businesses of all shapes and sizes against allegations of negligence. 

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People have higher expectations of businesses than ever. Which means they’re more vulnerable to lawsuits than ever

With the introduction of new regulations, the business landscape is constantly changing to promote transparency and compliance. 

Expectations of the people that govern organizations are changing too, which is why it’s vital that directors and officers take measures to protect themselves and their reputation from allegations of negligence.

That’s why we offer a comprehensive range of D&O products with many unique advantages. 

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Explore our products

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Directors & Officers Liability Program

Public Companies
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Directors & Officers Liability Program

Private Companies
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Directors & Officers Liability Program

Non-Profit Organizations
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Directors & Officers Liability Program

Non-Profit Organizations | Combined D&O and E&O
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Directors & Officers Liability Program

D&O Excess Coverage
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Directors & Officers Liability Program

Employment Practices Liability
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Directors & Officers Liability Program

Fiduciary Liability

As one of the leading underwriters of Directors and Officers (D&O) liability insurance in Canada, Victor has provided this form of coverage to thousands of profit and non-profit organizations across the country since 1981. 

Cyberattacks cost businesses billions of dollars every year — and this is only going to get worse. That’s why we’re giving our Victor Canada policyholders — regardless of their insurance coverage — access to a free cyber assessment and consultation service (valued at $397 CAN) at no additional cost. Connect with a cybersecurity expert for a one-on-one consultation to learn about the cyber exposures your organization may be facing and how you can protect yourself, your business, employees and clients from cyberattacks. #TheThreatIsReal

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Claims

All you need to know when reporting a claim.

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Claims examples

When do our coverages come in handy? We’ve put together some detailed scenarios to show why having coverage in place is so important.

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Browse our products

Our products and programs are all listed below.

Architects & Engineers Professional Liability

Safeguards a wide range of architectural and engineering firms against risk. From small, single practitioner operations to multinational, multidisciplinary firms with tens of millions of dollars in billed fees.

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CGL Insurance

Commercial General Liability (CGL) insurance provides protection against a range of potential claims that may result from bodily injury, property damage, personal injury or advertising injury.

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Commercial Property Insurance

Commercial Property insurance protects a business’ most valuable physical assets – such as buildings, equipment and computers – against loss or damage from a range of causes, including theft, fire or vandalism.

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Commercial Umbrella Liability

Commercial Umbrella Liability coverage provides effective protection against large losses and potential coverage gaps for a range of exposures.

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Construction Insurance

The number of risks builders face in their daily work is vast. That's why we offer various construction insurance policies (like Builders Risk, Wrap-Up Liability and CGL for Contractors) to protect both the construction project and the team involved.

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Crime Insurance

Crime insurance provides valuable protection against workplace fraud and theft.

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Cyber Insurance

Cyber risk is a threat to companies of all sizes. Make sure your business is future-proofed with our cutting-edge coverage.

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Directors & Officers Liability

We offer a comprehensive range of D&O products – with a number of unique coverage advantages, including first dollar defence and a duty to defend.

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Employment Practices Liability

From wrongful dismissal to discrimination, this coverage protects employers from wrongful acts claims made against them by their employees.

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Environmental & Pollution Liability

Safeguard your client's business and provide protection for allegations of pollution liability, CGL exposures, errors, omissions or negligent acts, whether or not they have merit.

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Errors & Omissions

We have more than 40 years of experience in offering E&O insurance to associations and affinity groups, as well as individuals in a diverse range of professions – from ambulance operators to zoologists and everything in between.

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Fiduciary Liability

Fiduciary Liability insurance provides coverage for the fiduciaries, directors and the corporate entity against potential liabilities, which may arise from the mismanagement of an employee benefit plan.

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Technology Insurance

Designed to address the specific exposures of professionals in this industry, from hardware manufacturers to professionals in multimedia companies or small IT firms. It also protects against the threat of intellectual property disputes, such as copyright or trademark infringement.

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