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Fiduciary Liability

Learn more about this coverage.

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Employee benefit plans can be complicated and easy to mismanage

Thankfully, we have a dedicated insurance plan for this very specific – and surprisingly common – risk.

Our Fiduciary Liability insurance provides coverage for the fiduciaries, directors and the corporate entity against any lawsuits that are filed against them for negligence or breach of duty when it comes to handling their employee benefits.

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The following list provides a sample of the types of employee benefit plans Victor insures:

  • Defined benefit plans
  • Defined contribution plans
  • RRSP
  • Profit sharing
  • Medical/dental benefits
  • Stand-alone plans
  • Plans co-managed by the sponsor organization and a labour organization
  • Primary or excess

  • Policy form – claims-made and reported
  • Policy period – annual and two-year policies
  • Capacity – limits up to $10,000,000
  • Territory – claims made in Canada

  • Broad definition of "insured person"
  • Entity coverage
  • Duty to defend
  • Low deductibles

For standard submissions, please complete the form below:

Fiduciary Liability Insurance application form

For renewals, please complete the form below

Fiduciary Liability Insurance renewal application form

Please complete the attachments as indicated on the forms. Once completed, please send it to submitapps.ca@victorinsurance.com

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Claims

All you need to know when reporting a claim.

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Claims examples

When do our coverages come in handy? We’ve put together some detailed scenarios to show why having coverage in place is so important.

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