Annual Travel Insurance

You and/or your spouse must be covered under the Government Health Insurance Plan of your province or territory of residence (such as OHIP) and have your permanent residence in Canada to enroll in the Annual Travel Insurance Plan.

When you and/or your spouse apply for the Victor Health Insurance Plan, this will be the only chance to enroll in the Victor Annual Travel Insurance Plan. When you’re accepted in the Victor Health Insurance Plan, you’re guaranteed acceptance into the Victor Annual Travel Insurance Plan.

If you and your spouse are enrolling in the Victor Health Insurance Plan as a couple and you are adding the Victor Annual Travel Insurance Plan, you must take couple coverage for both plans.

Here is a chart showing some of the Annual Travel Insurance Plan benefits:

* Reasonable and customary charges mean charges incurred for goods and services that are comparable to what other providers charge for similar goods and services in the same geographical area.

The information found on this web page is intended for promotional purposes and is not an insurance policy. It is not an offer of insurance. It contains some information about coverages offered by The Manufacturers Life Insurance Company but it does not list all of the conditions and exclusions that apply to the described coverages. The actual wording of the policy governs all situations. The products described are subject to change without notice at any time.

Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. © 2022 The Manufacturers Life Insurance Company. All rights reserved. Administered by Victor Insurance Managers Inc.

 
¹  Certain conditions, limitations and exclusions may apply.

If you have a pre-existing medical condition it will be covered provided your condition has remained stable for a period of six months immediately before departure.

For high blood pressure conditions only, the stability period is three months.

Your policy will include the definition of “stable”. Refer to your policy for the complete list of benefits, exclusions and limitations.

² Pre-existing medical conditions may need to be stable for a certain period of time in order to be eligible for coverage under this insurance, even when no medical questionnaire is required.

Refer to your policy for information on how claims are managed.