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Employment Practices Liability

Learn more about this coverage.

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Your trusted partner for employment lawsuits and disputes

This coverage protects businesses against any wrongful acts claims made against them by their employees – including allegations of discrimination, harassment, wrongful termination and more.

With these claims on the rise, our Employment Practices Liability (EPL) insurance is the smart choice for businesses everywhere.

The policy has been designed to be as straightforward as possible in its language – and can be extended worldwide as businesses go global.

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Take a look at our sister product, Employment Practices Wrongful Act Liability Endorsement

This is an alternative version of our Employment Practices Liability insurance, and is only available to policyholders who already have Professional Liability and Errors & Omissions insurance with us.

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The EPL policy is designed for both private and publicly traded companies as a stand-alone coverage. The following provides a sample of businesses that are eligible for this insurance:

  • Retail
  • Professional services
  • Technology
  • Crown corporations
  • Health care
  • Financial
  • Media
  • Industrial

  • Policy form – claims-made and reported
  • Capacity – limits from $250,000 to $10,000,000
  • Territory – suits brought in Canada only (worldwide coverage available by endorsement)

  • Right and duty to defend any claim for monetary or non-monetary relief
  • Clear pay on behalf language. Simple easy-to-read policy
  • Zero deductibles for qualifying risks
  • Full entity coverage

For standard submissions, please complete the form below:

Employment Practices Liability Insurance application form

For renewals, please complete the form below:

Employment Practices Liability Insurance renewal application form

Once completed, please send it to submitapps.ca@victorinsurance.com

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